Lora Pratt-Umbarger
Broker
931-723-3300
931-273-3784
License Number: 284989
loraumbarger@gmail.com
Real Estate is a relationship business. If it’s important to you, it’s important to me!
I have helped many families relocate from various areas of the country and make the Manchester Tennessee, and the surrounding Middle Tennessee area, their home. Over 70% of my business comes from repeat clients and referral transactions. Whatever your real estate need, I have the experience to help you.
In addition to Middle Tennessee and Manchester Tennessee residential real estate, I have experience working with first time home buyers, investors, REO / foreclosure properties, new construction, commercial and land sales. I am a Local Listing Broker for HUD. If you are interested in foreclosure or investment properties, please contact me to be added to the investor update list.
It is very important to me to be involved in my local community. I have served in the community in many ways over my career, including the ones listed below.
Current involvement: Manchester Chamber of Commerce Ambassador; Member, Arnold Community Council, volunteer for local non-profits.
Graduate, Coffee County Leadership
Past President / Board Member Coffee County Leadership Board
Member, Manchester Chamber of Commerce, Tullahoma Chamber of Commerce
Member, Alzheimer’s Assoc. Mid-South Chapter Memory Walk committee
Tullahoma Chamber of Commerce Ambassador
Tullahoma Chamber of Commerce CEO representative (Creating Educational Opportunities)
I began my professional career as a Kindergarten Teacher in Tullahoma, Tennessee. I obtained my Bachelors Degree in Early Childhood Education and Masters Degree in Elementary Education from Middle Tennessee State University. I initially planned to sell Real Estate part time, but after just two short months, I took a leap of faith and chose to move into Real Estate full time. After having my license for 5 years, my husband and I opened our own brokerage. For most of the next 18 years, I focused on training and coaching real estate agents. It was an honor to be Manchester’s number one real estate office for several years. In 2025, we chose to sell our real estate brokerage and focus on selling real estate again. With over 560 sales and the knowledge I gained as a Managing Broker, you can trust my experience!
Million Dollar Producer : 2003, 2004, 2007, 2008, 2009, 2010, 2020, 2023, 2024
Multi Million Dollar Producer: 2005, 2006, 2011, 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2025
Top Ten Agent by Listings Sold for Exit Realty TN : 2007, 2009, 2013, 2015
Top Ten Agent by Listings Taken for Exit Realty TN: 2008,2012
EXIT Realty Bronze Sales Award: 2011, 2012, 2014, 2015, 2016, 2017
EXIT Realty Silver Sales Award: 2013, 2018
EXIT Realty Corporate Sapphire Circle – 250 + sales with Exit : 2016
Named in America's Best Real Estate Agent Report as the 99th ranked Realtor in Tennessee for Sales Volume 2014
My husband Mitch and I work together as a team to better serve our clients and customers. Mitch and I were both raised in Manchester. We look forward to hearing from you and assisting you with all of your real estate needs in the Manchester, TN and Middle Tennessee area!